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At age 3, success is not peeing in your pants.
At age 16, success is “gettin’ a little”.
At age 25, success is graduation and a wedding.
At age 35, success is about career and family.
At age 55, success is about graduations and weddings.
At age 70, success is “gettin’ a little”.
At age 90, success is not peeing in your pants.
Note: This is the fifth of 14 consecutive posts from 2nd to 15th of April about the principles of how to get rich. Check back daily or subscribe to the RSS feed
Credit card debt is an increasingly bigger problem in the US, Europe and parts of Asia. It seems that the convenience of buying something and paying for it afterwards in small payments is a luxury that is difficult to give a way.
In spite of hundreds of millions of credit card users there is however a substantial part of population who don’t use credit cards. If we take a closer look we will see, that these people mainly fall into 3 groups:
| Posted in » Cutting costs, Future value of money, Investment principles, Saving money, getting started Note: This is the fifth of 14 consecutive posts from 2nd to 15th of April about the principles of how to get rich. Check back daily or subscribe to the RSS feed
Making a budget is one of the most important instruments that you can use in order to help you become rich.
The reason that a budget is so powerful is that it enables you to see into the future. If you make a good budget that you are able to stick to means that you know in advance how much money you are going to spend. And even better - you know what you will spend it on! Knowing your expenses let’s you come up with the sum that you can comfortably keep to yourself - the money that is going to make you rich.
There is nothing to be ashamed of when you are unable to exactly follow your budget for the first few times. As time moves on and you get more experience on making and following a budget it gets easier to stick to it. When making your first budget it can be easy to underestimate the amount of money you need for eating out, for spending quality time and so on.
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